Piotr Stępniak has higher education. In 1992, he graduated from the University of Guelph in Canada as a Bachelor of Arts (BA). Further, in 1995, he was granted the degree of Executive Master of Business Administration (EMBA) by the ESC Rouen in France, and Master of Science in Management (MSM) by the Purdue University in the USA. Mr Stępniak gained knowledge and experience in management working successively in the following companies: (i) 1985-1992 Air Canada – Toronto, Canada; (ii) 1992-1997 PepsiCola lnt’l; (iii) 1998 Bank Handlowy S.A. in Warsaw; (iv) 1999-2000 Development Director of ARMARK, Toronto, Canada; (v) 2000-2001 Marketing Director and then in 2001-2005 Vice President of the Board of Directors of Lukas S.A. and Lukas Bank S.A.; (vi) 2005-2008 President of the Board of Directors of Getin Holding S.A. Mr Piotr Stępniak has many years of experience in performing the function of a member of Supervisory Boards of numerous companies: (i) 2003-2004 Europejski Fundusz Leasingowy S.A.; (ii) 2003-2007 TU Europa S.A.; (iii) 2005-2006 Getin Leasing S.A.; (iv) 2005-2008 Powszechny Dom Kredytowy we Wrocławiu S.A. and Getin Bank S.A; (v) 2006-2008 Noble Bank S.A., Carcade Sp. z o.o. (Russia), Open Finance S.A. and Noble Funds TFI S.A.; (vi) 2007-2008 Prikarpattya Bank (Ukraine); (vii) 2008-2009 Fudusz Mikro Sp. z o.o.; (viii) 2008-2018 Skarbiec Asset Management Holding S.A. and Skarbiec Holding S.A. Currently, he is a member of the Supervisory Boards of: Kruk S.A., Moovena Ubezpieczenia Sp. z o.o., Nest Bank S.A., BFF Polska S.A., Asseco Business Solutions S.A., Grupa Kęty S.A., Fenville Investments sp. z o.o., Vehis Sp. z o.o., VRG S.A., and W.Kruk S.A.